General Finance

Tips and Tricks to Save Money On a Budget

If you could save a considerable amount of money, what would it be used for? Holidays? An emergency fund? Credit card payments? The problem is that most people only think about saving when there’s an excess of funds – but that shouldn’t be how it works. Even on a tight budget, it’s possible to achieve… Continue reading Tips and Tricks to Save Money On a Budget

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General Finance

Social Security Facts You Should Know

President Franklin D. Roosevelt signed the Social Security Act on August 14th, 1935. Just over 83 years later, this act remains one of America’s most successful, effective, and popular programs. This system of government sets out to offer monetary assistance to people with little to no income. As established in Article 22 of the Universal… Continue reading Social Security Facts You Should Know

General Finance

Top 5 Car Insurance Tips

A lot of people tend to look at car insurance as a waste of money, but the truth is that it really isn’t. Let’s assume that your car gets damaged and you insured your car, but you have coverage to get it fixed. That’s when you may feel like having car insurance isn’t worth it.… Continue reading Top 5 Car Insurance Tips

General Finance

Why is Financial Literacy So Important?

Some of the smartest people on the planet still manage to be financially illiterate and this is not because of a lack of intelligence. Even with an IQ as high as Einstein’s, it would be wrong to assume that just because you excel in your field or trade that you are capable of expertly managing… Continue reading Why is Financial Literacy So Important?

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What High-Interest Rates Mean for Real Estate Investors

Interest rates are important in the performance of any investment. As rates rise, various investments may respond differently. For example, the stock market may have a negative reaction to rising rates. As interest rates rise, the value of future cash flowing from a particular investment decreases, which results in a reduction in the value of… Continue reading What High-Interest Rates Mean for Real Estate Investors

General Finance

Why Financial Planning is Important

Drawing up plans for your finances and income is a logical thing to do – especially in today’s modern times. You are tasked with so many financial responsibilities like bills, taxes, and supporting both yourself and your family. Without proper financial strategies and plans, you could end up broke, bankrupt, or worst of all, in… Continue reading Why Financial Planning is Important

General Finance

What Increasing Interest Rates Mean for the People of the U.S.

Interest rates can simply be defined as the amount of money an individual has to pay in addition to the principal in the event of a loan acquisition. Interest rates differ depending on the financial institution involved, but in the event of a mandatory increase by the US Federal Reserve, one needs to reassert themselves.… Continue reading What Increasing Interest Rates Mean for the People of the U.S.