General Finance

Social Security Facts You Should Know

President Franklin D. Roosevelt signed the Social Security Act on August 14th, 1935. Just over 83 years later, this act remains one of America’s most successful, effective, and popular programs. This system of government sets out to offer monetary assistance to people with little to no income. As established in Article 22 of the Universal… Continue reading Social Security Facts You Should Know

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General Finance

What is the Difference between a Financial Planner and a Certified Financial Planner?

There isn’t much of a difference between a financial planner and a certified financial planner. More often than not, many find it impossible, or near impossible, to decipher or spot the differences between these two categories of professionals. One major distinguishing factor between the two groups is the certification received by the certified financial planner.… Continue reading What is the Difference between a Financial Planner and a Certified Financial Planner?

General Finance

Top 5 Car Insurance Tips

A lot of people tend to look at car insurance as a waste of money, but the truth is that it really isn’t. Let’s assume that your car gets damaged and you insured your car, but you have coverage to get it fixed. That’s when you may feel like having car insurance isn’t worth it.… Continue reading Top 5 Car Insurance Tips

General Finance

A Comprehensive Look at HELOC (Home Equity Line of Credit)

We live in a world where unforeseen circumstances occur without our control. With these circumstances comes the need for more liquidity to take care of these scenarios, especially in the case of our homes. One such savior for homeowners is the Home Equity Line of Credit, also known as HELOC. HELOCs are a form of… Continue reading A Comprehensive Look at HELOC (Home Equity Line of Credit)

Entrepreneurship

Small Business Loans and Qualifications Required

Growing a small or medium-scale business can be hard without the necessary funding to see it through. However, did you know that you can request a small loan regarding your business from banks and other lending organizations or financial institutions that cater to business – whether it’s a start-up or has been running for a… Continue reading Small Business Loans and Qualifications Required

Inspiration

Never Give Up on Your Hopes and Dreams: The Story of Sheldon Adelson

Sometimes life gets tough and we feel like we must put aside our dreams to make things work. Many people have struggled throughout life and have still found ways to succeed. You should use their stories as inspiration to lead you to achieve all your own hopes and dreams. Sure, everyone has a different situation… Continue reading Never Give Up on Your Hopes and Dreams: The Story of Sheldon Adelson

General Finance

Why is Financial Literacy So Important?

Some of the smartest people on the planet still manage to be financially illiterate and this is not because of a lack of intelligence. Even with an IQ as high as Einstein’s, it would be wrong to assume that just because you excel in your field or trade that you are capable of expertly managing… Continue reading Why is Financial Literacy So Important?