General Finance

What is the Difference between a Financial Planner and a Certified Financial Planner?

There isn’t much of a difference between a financial planner and a certified financial planner. More often than not, many find it impossible, or near impossible, to decipher or spot the differences between these two categories of professionals. One major distinguishing factor between the two groups is the certification received by the certified financial planner.… Continue reading What is the Difference between a Financial Planner and a Certified Financial Planner?

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General Finance

Top 5 Car Insurance Tips

A lot of people tend to look at car insurance as a waste of money, but the truth is that it really isn’t. Let’s assume that your car gets damaged and you insured your car, but you have coverage to get it fixed. That’s when you may feel like having car insurance isn’t worth it.… Continue reading Top 5 Car Insurance Tips

General Finance

A Comprehensive Look at HELOC (Home Equity Line of Credit)

We live in a world where unforeseen circumstances occur without our control. With these circumstances comes the need for more liquidity to take care of these scenarios, especially in the case of our homes. One such savior for homeowners is the Home Equity Line of Credit, also known as HELOC. HELOCs are a form of… Continue reading A Comprehensive Look at HELOC (Home Equity Line of Credit)

General Finance

Learn How to Find Costs Involved in Selling a Home

Now that you’ve waited so long for the price of real estate to rise, you may think it is finally time to get the best deal on the sale of your home. While this may a good idea, you must also be careful not to be caught off-guard by all of the expenses you will… Continue reading Learn How to Find Costs Involved in Selling a Home

General Finance

Why is Financial Literacy So Important?

Some of the smartest people on the planet still manage to be financially illiterate and this is not because of a lack of intelligence. Even with an IQ as high as Einstein’s, it would be wrong to assume that just because you excel in your field or trade that you are capable of expertly managing… Continue reading Why is Financial Literacy So Important?

General Finance

Why Financial Planning is Important

Drawing up plans for your finances and income is a logical thing to do – especially in today’s modern times. You are tasked with so many financial responsibilities like bills, taxes, and supporting both yourself and your family. Without proper financial strategies and plans, you could end up broke, bankrupt, or worst of all, in… Continue reading Why Financial Planning is Important

General Finance

What Increasing Interest Rates Mean for the People of the U.S.

Interest rates can simply be defined as the amount of money an individual has to pay in addition to the principal in the event of a loan acquisition. Interest rates differ depending on the financial institution involved, but in the event of a mandatory increase by the US Federal Reserve, one needs to reassert themselves.… Continue reading What Increasing Interest Rates Mean for the People of the U.S.